Service Information
Below is a list of the services we offer to personal and corporate clients:
Investments
When investing for the future it is essential that you utilise the most appropriate vehicle for your requirements. You may prefer to invest on a regular monthly basis, or use single payments to accumulate a ‘cash’ sum. We can help you establish which is the most cost effective and tax efficient product to suit your objectives, whilst also ensuring that you are comfortable with the risk profile of the investments.
You may require an income from the capital sum so it is essential that this is constructed in the most tax efficient and flexible manner.
These are the products that we can advise you on:
- Individual Savings Accounts – ISA’s
- Unit Trusts/OEICS
- Investment Bonds
- Offshore Investments
- School Fees Planning
A pension plan remains one of the most tax efficient methods of saving for retirement but there are many different variants on the market, each offering specific features and benefits. It is essential that you regularly review your position to ensure that you are using the most appropriate vehicle to match your objectives.
Once you reach retirement there are now more options than ever on how you can take your pension benefits. Some of these decisions can be irreversible, so it is important that you ensure you have investigated all options before taking a particular route.
We can help you with all of your ‘pre’ and ‘post’ retirement planning by utilising one or more of the following products:
- Personal Pensions
- Stakeholder Pensions
- Group Schemes for employers
- Annuities & Open Market Options
- Self Invested Personal Pensions (SIPP)
- Unsecured Pension/Income Drawdown
Throughout our lives there will always be something to protect such as a mortgage, family, inheritance tax liability, key people within your business.
You may just want a simple policy which pays out a lump sum on death during a specific term or something more complex that incorporates critical illness cover or income protection.
We can formulate an appropriate policy, or series of policies, to cover most eventualities from the following range of products:
- Income Protection
- Mortgage Protection
- Critical Illness
- Inheritance Tax Planning
- Keyperson Cover
- Shareholder Protection
The guidance and /or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.